Retirement Calculator

Retirement Calculator

Estimate how much you may have saved by retirement, how much income your portfolio could potentially support, and whether you are on track for your retirement goal.

Your Retirement Plan

Include your own contributions and employer contributions if applicable.
Enter a percentage, such as 7 for 7%.

Retirement Income Goal

Enter the amount in today’s dollars.
Enter the estimated monthly amount in today’s dollars.
A 4% withdrawal rate is commonly used as a starting assumption.
Optional. Increase your monthly contribution each year as your income grows.

Your Retirement Estimate

Years Until Retirement 0
Projected Retirement Savings $0
Estimated Portfolio Needed $0
Projected Portfolio Income $0/mo
Estimated Retirement Income Goal $0/mo
Projected Surplus / Shortfall $0
Estimated Retirement Status
Enter your information
Progress toward estimated retirement target 0%
Enter your current retirement savings, contribution amount, and retirement spending goal to see your estimate.

This calculator provides estimates for educational purposes only. Actual investment returns, inflation, taxes, Social Security benefits, withdrawal rates, market conditions, and retirement expenses may differ significantly. This calculator does not provide financial, tax, or investment advice.