Privacy Policy

Harness Money respects your privacy. This Privacy Policy explains how Harness Money (“Harness Money,” “we,” “us,” or “our”) collects, uses, discloses, and protects information when you visit harnessmoney.com, subscribe to our communications, submit information through the website, purchase a product or service, or otherwise interact with us.

By using the website, you acknowledge the practices described in this Privacy Policy. Please do not use the website or provide personal information if you do not agree with this policy.

1. Information We Collect

We may collect the following categories of information.

Information You Provide

You may voluntarily provide information such as:

• Your name
• Your email address
• Information submitted through contact forms
• Comments, questions, feedback, or other communications
• Newsletter and subscription preferences
• Information submitted when purchasing or requesting a product or service
• Any other information you choose to provide

Please do not submit Social Security numbers, bank account credentials, investment-account passwords, medical information, or other highly sensitive personal information through the website.

Information Collected Automatically

When you visit the website, we and our service providers may automatically collect information such as:

• Internet Protocol address
• Browser and device type
• Operating system
• Referring and exit pages
• Pages viewed and links clicked
• Dates, times, and duration of visits
• General geographic location derived from an IP address
• Cookie identifiers and similar technical information
• Information about how you interact with the website and emails

We may use cookies, pixels, tags, log files, and similar technologies to collect this information.

Information From Third Parties

We may receive information from third-party services that support the website, including website-hosting providers, newsletter platforms, analytics providers, payment processors, advertising partners, affiliate networks, social-media platforms, and fraud-prevention providers.

The information we receive depends on the third party, your settings, and your interactions with that service.

2. How We Use Information

We may use collected information to:

• Operate, maintain, and improve the website
• Deliver articles, newsletters, downloads, and other requested content
• Respond to questions, comments, and support requests
• Process purchases and provide products or services
• Understand website traffic and visitor behavior
• Personalize content and recommendations
• Measure the performance of articles, emails, advertisements, and promotions
• Administer surveys, giveaways, or promotions
• Detect, investigate, and prevent fraud, misuse, security incidents, and technical problems
• Maintain business and tax records
• Enforce our agreements and protect our legal rights
• Comply with applicable laws and legal obligations
• Support a business transaction, such as a merger, acquisition, financing, or sale of assets
• Carry out other purposes disclosed when information is collected

3. Cookies and Similar Technologies

Cookies are small files stored on your browser or device. We may use session and persistent cookies and similar technologies for purposes such as:

• Making the website function properly
• Remembering preferences
• Measuring website traffic and performance
• Understanding how visitors use the website
• Improving content and user experience
• Supporting advertising and affiliate attribution
• Preventing fraud and maintaining security

Some cookies may be placed by third-party services.

You can usually control or delete cookies through your browser settings. Blocking cookies may cause parts of the website to function improperly.

Where required by applicable law, we will request consent before using nonessential cookies. You may also be presented with a cookie-preference tool that allows you to accept or reject certain categories of cookies.

4. Analytics

We may use analytics services, including Google Analytics or similar tools, to understand how visitors use the website.

Analytics providers may collect information such as your IP address, device information, referring website, pages visited, and interactions with the website. These providers may use cookies or similar technologies to perform their services.

Information collected by third-party analytics providers is governed by their own privacy policies and terms.

5. Email Communications and Newsletters

When you subscribe to a Harness Money newsletter or request content by email, we may collect your email address, name, subscription preferences, and information about your interaction with our emails.

We may use an outside email-service provider to store subscriber information and deliver communications. Email messages may contain tracking technologies that tell us whether a message was delivered, opened, or clicked.

You can unsubscribe from promotional emails at any time by using the unsubscribe link included in the message. We may retain limited information necessary to honor your unsubscribe request.

Even after unsubscribing from marketing emails, you may still receive transactional, administrative, or legally required communications.

6. Comments and Public Information

Information you submit in a public area of the website, including a comment section, may be visible to other visitors.

Do not post information publicly that you want to keep private. We are not responsible for how other people use information you voluntarily make public.

We may use spam-detection or moderation services to evaluate comments and submissions.

7. Advertising and Affiliate Links

Harness Money is a for-profit website. We may display advertisements, participate in affiliate-marketing programs, or receive compensation when visitors click certain links, apply for offers, purchase products, or complete other actions.

Advertising and affiliate partners may use cookies, pixels, device identifiers, or similar technologies to:

• Attribute visits, applications, or purchases
• Measure advertising performance
• Prevent fraud
• Deliver or measure personalized advertising, where permitted

Third-party advertisers and affiliate partners operate under their own privacy policies. Harness Money does not control their independent data practices.

We will provide affiliate disclosures where required. The presence of an advertisement or affiliate link does not guarantee or endorse the quality, suitability, availability, or terms of a product or service.

8. How We Disclose Information

We may disclose information to the following categories of recipients:

Service Providers

We may disclose information to companies that perform services for us, including:

• Website hosting and content-management providers
• Cloud-storage providers
• Analytics providers
• Newsletter and email-delivery platforms
• Payment processors
• Advertising and affiliate partners
• Website-security and fraud-prevention providers
• Customer-support providers
• Professional advisers, including attorneys and accountants

These providers may access information only as reasonably necessary to perform services for us or as otherwise permitted by their agreements and applicable law.

Legal and Safety Reasons

We may disclose information when we reasonably believe disclosure is necessary to:

• Comply with a law, regulation, subpoena, court order, or legal process
• Respond to lawful requests from government authorities
• Protect the rights, property, safety, or security of Harness Money, our visitors, or others
• Investigate or prevent fraud, abuse, security threats, or unlawful conduct
• Enforce our terms, policies, and agreements

Business Transactions

Information may be disclosed or transferred as part of a merger, acquisition, financing, restructuring, bankruptcy, sale of assets, or similar business transaction.

With Your Direction or Consent

We may disclose information for another purpose when you direct us to do so or provide consent.

9. Sale, Sharing, and Targeted Advertising

Harness Money does not sell personal information for money in the ordinary meaning of the word “sell.”

Some privacy laws define “sale” or “sharing” broadly enough to include certain advertising, analytics, affiliate, or cookie-based activities involving valuable consideration or cross-context behavioral advertising.

Where applicable, you may have the right to opt out of:

• The sale of personal information
• The sharing of personal information for cross-context behavioral advertising
• Processing for targeted advertising
• Certain forms of profiling

When legally required, Harness Money will provide an appropriate opt-out method, such as a cookie-preference tool or a “Do Not Sell or Share My Personal Information” link.

We do not knowingly sell or share the personal information of individuals under 16.

10. Data Retention

We retain personal information only for as long as reasonably necessary to:

• Fulfill the purposes described in this policy
• Provide requested content, products, or services
• Maintain subscription and opt-out records
• Satisfy accounting, tax, contractual, and legal obligations
• Resolve disputes
• Prevent fraud and abuse
• Enforce our agreements

Retention periods vary according to the type of information, the reason it was collected, and applicable legal requirements.

We may retain aggregated or deidentified information that cannot reasonably be linked to an individual.

11. Data Security

We use reasonable administrative, technical, and organizational measures intended to protect personal information.

No website, internet transmission, electronic storage system, or security measure is completely secure. We cannot guarantee that information will never be accessed, lost, misused, altered, or disclosed without authorization.

You are responsible for using appropriate precautions when transmitting information online.

12. Your Privacy Choices and Rights

Depending on where you live and which laws apply, you may have the right to:

• Confirm whether we process your personal information
• Request access to personal information we maintain about you
• Request correction of inaccurate information
• Request deletion of personal information
• Obtain a portable copy of certain information
• Opt out of the sale or sharing of personal information
• Opt out of targeted advertising
• Withdraw consent when processing is based on consent
• Restrict or object to certain processing
• Appeal a decision concerning a privacy request
• Receive equal service without unlawful discrimination for exercising a privacy right

These rights may be subject to legal exceptions. We may need to verify your identity before processing a request.

To submit a privacy request, email: theharnessmoneyreport@gmail.com with the subject line “Privacy Request.”

Please describe:

• Your name
• Your email address
• The right you want to exercise
• The information or interaction involved
• The state or country where you reside

We will use information submitted with a request only to verify and process the request, maintain legally required records, and prevent fraud.

If we deny a request and applicable law gives you an appeal right, you may appeal by emailing theharnessmoneyreport@gmail.com with the subject line “Privacy Appeal.”

Authorized agents may submit requests where permitted by law. We may require proof that the agent is authorized to act for you.

13. Global Privacy Control and Do-Not-Track Signals

Some browsers and extensions transmit privacy signals, including Global Privacy Control signals.

Where legally required and technically supported, we will treat a recognized Global Privacy Control signal as a request to opt out of applicable sale or sharing activities for that browser or device.

Because there is not a universally accepted standard for all “Do Not Track” signals, the website may not respond to every browser-based Do Not Track setting.

14. Children’s Privacy

Harness Money is intended for a general adult audience and is not directed to children under 13.

We do not knowingly collect personal information from children under 13. If you believe a child has submitted personal information to us, contact theharnessmoneyreport@gmail.com so that we can investigate and, where appropriate, delete the information.

15. Third-Party Websites and Services

The website may link to third-party websites, financial institutions, retailers, advertisers, affiliate partners, social-media platforms, or other services.

We do not control and are not responsible for the privacy, security, content, accuracy, availability, or practices of third parties. This Privacy Policy applies only to Harness Money’s own data practices.

Review the privacy policy of any third-party service before providing information or completing a transaction.

16. Financial Information

Harness Money provides general educational and informational content. The website is not intended to collect account passwords, brokerage credentials, Social Security numbers, complete payment-card details, or other highly sensitive financial information through ordinary contact forms, comments, or newsletter forms.

Payments, when offered, may be processed by a third-party payment processor. Harness Money may receive transaction details such as your name, email address, product purchased, payment status, and limited billing information, but the payment processor’s privacy policy governs information submitted directly through its payment system.

17. International Visitors

Harness Money is operated from the United States. If you access the website from another country, your information may be transferred to, stored in, or processed in the United States or other countries where our service providers operate.

Privacy laws in those locations may differ from the laws where you live.

Where required by applicable law, we will rely on an appropriate legal basis for processing personal information, such as consent, contractual necessity, compliance with legal obligations, or legitimate interests.

18. Changes to This Privacy Policy

We may update this Privacy Policy periodically to reflect changes in our services, technology, business practices, or legal obligations.

When we make changes, we will update the “Last Updated” date at the top of the policy. Material changes may also be communicated through the website or by another appropriate method.

Your continued use of the website after an updated policy becomes effective indicates acknowledgment of the revised policy.

19. Contact Us

Questions, concerns, and privacy requests may be sent to:

Harness Money
Website: harnessmoney.com
Email: : theharnessmoneyreport@gmail.com
Location: Texas, United States