How to Use Credit Cards Responsibly
Credit cards can be one of the most useful financial tools available—but only when used…
Keep readingHarness Money was created because I needed to take control of my personal finances and stop living paycheck to paycheck. It started as a place for me to document my progress, saving money, and investing money. Now it is a place where I share the money lessons that I want everyone to know.
Harness Money has become a place where you will learn:
We are constantly adding new articles and tools to help you build wealth and create your best life. We are glad to have you and remember, make good money choices.


Step 1 – Know Where You Stand
Calculate Your Net Worth
Build Your Personal Financial Framework

Step 2 – Choose Your Path
Save More, Earn More, Invest More

Step 3 – Build Your Wealth System
Start Investing
Grow your Investments
Credit cards can be one of the most useful financial tools available—but only when used…
Keep readingStop wondering where your paycheck went. This simple payday money routine helps you automatically pay…
Keep readingCredit utilization measures how much of your available revolving credit you’re using. A high utilization…
Keep readingA late payment can remain on your credit report for up to seven years, but…
Keep readingThe information on the site is designed to provide information only. At Harness Money we do our best to provide you with the timely and accurate information, but the information provided on this website may not always be timely or completely accurate. Financial markets and rules can change quickly. Make sure to do your own thorough research to ensure your decisions align with your own financial goals and seek out multiple sources of information, along with a financial professional. Harness Money is not responsible for any losses incurred from the information provided on this website. If you ever have any questions please feel free to reach out. We are here to serve. Remember, make good money choices.