About Me

Hi, I’m Collin—the creator of Harness Money.

Harness Money is a place to document my personal journey toward greater financial freedom, stronger income streams, and a life built around choice rather than obligation. Harness Money is also a place where I can share the lessons I have learned about money, so you can also learn and improve your financial life.

My interest in money goes beyond watching account balances grow. To me, money is a tool that can create freedom: the freedom to leave work that no longer serves you, build a business, travel, support the people you love, give generously, and invest in projects that matter.

My Financial Journey

I did not start as a professional investor or financial expert. My first college undergraduate degree was in business administration. When I graduated I built a career managing complex technology programs for large companies. No one taught me the rules of money. How to grow money. How to invest money. I had to teach myself by reading books and watching videos and learning from more successful mentors. Slowly, the lessons were learned and decided that I should create a place for other people to learn similar money lessons.

Over time, I became especially interested in:

Long-term stock investing
Dividend and income-producing investments
Building multiple streams of income
Creating sustainable financial systems
Entrepreneurship and business ownership
Real estate and other wealth-building opportunities
Using money to support family, charitable causes, and future generations

Like many investors, I have also dealt with uncertainty, market volatility, changing strategies, fear of missing out, and the temptation to overcomplicate things. Harness Money is where I share what I am learning as I work to become a more disciplined, thoughtful, and intentional investor.

What You’ll Find Here

Harness Money focuses on practical financial ideas that can be applied in real life.

I share content about:

My investment portfolio and income progress
Dividend stocks, ETFs, and income strategies
Individual stock research and deep dives
Financial independence and wealth-building systems
Lessons from my successes, mistakes, and changing decisions
Business ideas and additional income opportunities
The habits and mindset required to build lasting wealth

My goal is not to pretend that there is one perfect investment strategy. Instead, I want to explore different approaches, explain what I am doing, and help others make more informed financial decisions for themselves.

What “Harness Money” Means

The name Harness Money represents the idea that money should be directed with purpose.

Instead of allowing money to control our decisions, we can learn to harness it—to put it to work creating income, opportunity, security, generosity, and freedom.

Building wealth is not only about having more. It is about gaining more control over your time and having the resources to build the life you actually want.

The Bigger Vision

My long-term vision is to create several dependable income streams, build and acquire businesses, invest in real estate, continue growing a strong investment portfolio, and eventually step away from traditional employment.

I also want the wealth I build to benefit more than just me. That includes helping fund my godchildren’s education, supporting meaningful charities, investing in communities, and creating businesses and projects that provide lasting value.

Harness Money is the public record of that journey.

I am still learning, testing, adjusting, and growing—and I invite you to follow along.

Let’s learn how to make money work harder, build income with intention, and create more freedom.

Who Is Harness Money For?

Harness Money is for people who:

Want to build wealth but need a clearer plan
Are interested in stocks and income investing
Want their portfolio to eventually produce meaningful cash flow
Prefer practical explanations over financial jargon
Want to create income beyond a traditional paycheck
Believe financial freedom is built over time
Are willing to learn, take action, and adjust along the way

You do not need to be a financial expert or already have a large portfolio.

You only need to be ready to make more intentional decisions with your money.

The Harness Money Principles

The strategies discussed across this website are guided by a few core principles.

Ownership Creates Opportunity

Owning businesses, investments, real estate, intellectual property, or other productive assets can allow your money to continue working beyond the hours you personally work.

Income Creates Flexibility

Recurring income can reduce your dependence on any single job, client, investment, or institution.

Growth Still Matters

Income is valuable, but a portfolio must also have the ability to grow and protect purchasing power over time.

Risk Cannot Be Eliminated

Every financial decision involves tradeoffs. The objective is to understand the risks, decide which ones are worth taking, and avoid risks that could permanently damage your financial future.

Consistency Beats Constant Reinvention

A good strategy followed consistently is often more powerful than repeatedly switching to whatever appears most exciting.

Money Should Support Your Life

The ultimate goal is not simply to accumulate the largest possible number. It is to use money intentionally to create security, freedom, experiences, generosity, and meaningful choices.

Take the Next Step

Subscribe to The Harness Money Report Newsletter. You will get the latest updates and premium content that will help you harness money.

Next, check out the Start Here page. You will find topics like:

How To Organize Your Financial Life
Learn How to Invest
Build an Income Portfolio
Research Individual Stocks
Create Another Income Stream
Read The Harness Money Report

You do not have to solve your entire financial life at once. Choose one area. Learn the fundamentals. Take one useful action. Then continue building from there.

Click here to go to the Start Here page.