About Me

Hi, I’m Collin—the creator of Harness Money.

I created Harness Money to document my journey toward greater financial freedom, stronger income streams, and a life built around choice rather than obligation.

My interest in money goes beyond watching account balances grow. To me, money is a tool that can create freedom: the freedom to leave work that no longer serves you, build a business, travel, support the people you love, give generously, and invest in projects that matter.

My Financial Journey

I did not start as a professional investor or financial expert. I earned a business degree, built a career managing complex technology programs, and gradually learned how to manage, invest, and grow my own money.

Over time, I became especially interested in:

Long-term stock investing
Dividend and income-producing investments
Building multiple streams of income
Creating sustainable financial systems
Entrepreneurship and business ownership
Real estate and other wealth-building opportunities
Using money to support family, charitable causes, and future generations

Like many investors, I have also dealt with uncertainty, market volatility, changing strategies, fear of missing out, and the temptation to overcomplicate things. Harness Money is where I share what I am learning as I work to become a more disciplined, thoughtful, and intentional investor.

What You’ll Find Here

Harness Money focuses on practical financial ideas that can be applied in real life.

I share content about:

My investment portfolio and income progress
Dividend stocks, ETFs, and income strategies
Individual stock research and deep dives
Financial independence and wealth-building systems
Lessons from my successes, mistakes, and changing decisions
Business ideas and additional income opportunities
The habits and mindset required to build lasting wealth

My goal is not to pretend that there is one perfect investment strategy. Instead, I want to explore different approaches, explain what I am doing, and help others make more informed financial decisions for themselves.

What “Harness Money” Means

The name Harness Money represents the idea that money should be directed with purpose.

Instead of allowing money to control our decisions, we can learn to harness it—to put it to work creating income, opportunity, security, generosity, and freedom.

Building wealth is not only about having more. It is about gaining more control over your time and having the resources to build the life you actually want.

The Bigger Vision

My long-term vision is to create several dependable income streams, build and acquire businesses, invest in real estate, continue growing a strong investment portfolio, and eventually step away from traditional employment.

I also want the wealth I build to benefit more than just me. That includes helping fund my godchildren’s education, supporting meaningful charities, investing in communities, and creating businesses and projects that provide lasting value.

Harness Money is the public record of that journey.

I am still learning, testing, adjusting, and growing—and I invite you to follow along.

Let’s learn how to make money work harder, build income with intention, and create more freedom.

The content shared on Harness Money is for educational and informational purposes only and should not be considered personalized financial, investment, tax, or legal advice.