Your credit score is important. Most people will one day need a loan to buy a house and a car and your credit score will come into play. The better your score the better treatment you will receive.
If you have bad credit you will lose money. The terms of your loans will be worse. You may get denied for a house or apartment.
There are 3 major credit agencies and each score can be unique. Experian, TransUnion and Equifax. You can get a free report from each of these agencies each year. It is important to check your credit to make sure there is no fraud lurking around.
Stay on top of your credit score, because you will need it to make big purchases like a car or home.
Many of these sites offer a free report that you can receive annually to make sure there are no fraudulent charges.
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