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How to roll over a 401k
To roll over your old 401(k), you can either transfer the funds directly from one…
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Can I cash out my old job 401k?
Yes, you can cash out your old 401(k) after you’ve left your employer. You can…
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401k RMDs – Required Minimum Distributions
401(k) Required Minimum Distributions (RMDs) refer to the mandatory withdrawals that individuals must take from…
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401k SEPP – Substantially Equal Periodic Payments Explained401k
What is 401k SEP – substantially equal periodic payments? 401(k) substantially equal periodic payments, also…
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Should I do a ROTH 401k ?
Many employers are now offering ROTH 401k plans, when they did not before. Deciding between…
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401k Hardship Withdrawals
A 401(k) hardship withdrawal is an option available to participants in a 401(k) retirement plan…
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401k Graded Vesting
Graded vesting is another type of vesting schedule used in employer-sponsored retirement plans, such as…
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401k Cliff Vesting
401(k) cliff vesting refers to a specific type of vesting schedule for employer contributions made…
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Do states tax 401k income?
The taxation of 401(k) income at the state level can vary depending on the state’s…
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ERISA Law Explained
What is ERISA? ERISA stands for the Employee Retirement Income Security Act of 1974. It…
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401k Withdraw Exceptions
While the general rule for a 401(k) account is that withdrawals are not allowed before…
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A 401k Loan
A 401(k) loan is a loan taken from your 401(k) retirement account, which allows you…