Your goal needs to be to max out your 401k as quickly as possible

You need to be rich. The way to get rich is to max out your 401k as soon as possible.

The ROTH IRA is the greatest thing ever, get one if you want to be rich

If you want to be rich, which should be your goal you should be investing into a ROTH IRA.

The 4% rule AKA F-You money

Reach financial independence and live off the income from your investments.