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Financial independence feels impossible for me. You reach financial independence when you have 25 times your expenses. Step 1: Calculate your expenses Me: 20,000 per year Step 2: multiple your annual expenses by 25 Me: 20,000 x 25 = 500,000 In theory, I need $500,000 to “retire” and live off my “investments”. Based on theContinue reading “The simplest math behind financial independence”
My view of retirement is completely different from my parents. There are so many beliefs that I hold that are completely opposite than my parents. My parents are conservative, I am liberal. They are counting on Social Security. I have no plans on relying on Social Security. I do not believe that I will everContinue reading “My personal feelings about retirement”