Do not ignore your credit score, because it is not ignoring you. There are simple things you can do right now to increase your credit score.
Grow income, cut expenses.
Build a diversified foundation first. Then expand.
Give yourself a food budget.
Never compare yourself.
Consistency is key to building wealth.
Net worth equals self worth.
Individual investors have an advantage over big funds.
Superman is not coming to save you. Make the hard choices to better your life.
You must keep educating yourself.