Buy everything on sale.

Your house, car, clothes, airfare electronics.

You can find almost anything on a discount. New stuff loses its value quickly and retailers charge a premium for things being brand new.

If you are buying a house, definitely buy a cheaper home and fix it up before you move in. You have be creative about ways you can increase your net worth.

When you buy something slightly used you are saving money that could used for education or investing and you are not as concerned if the item gets bumped or hit.

Buying mostly used items will also allow you to save for items that you really want to spend a lot of money on.

For more tips like this check out the Harness Money Newsletter.