Make it a career goal to max out your 401k contributions.
This is a long term goal, because it is a lot of money. I have not reached this goal yet, but I am working on it.
The government encourages people to save for retirement by reducing your taxable income with 401k contributions. When you are ready to retire you can plan on the best way to make 401k withdraws reducing the amount of tax you pay.
The more planning you do today the better life you will have tomorrow.
For more tips like this check out the Harness Money Newsletter.